Privacy Policy
Nesto Mortgages Ltd (Companies House no. 14964264) trading as LifeCoverFor.Com is committed to protecting your privacy. This policy explains how we collect, use and protect your personal data when you use our website LifeCoverFor.com.
Who we are
LifeCoverFor.com is a trading name of Nesto Mortgages Ltd. We act as an introducer only. We do not provide financial advice. When you complete an enquiry form on our website, we pass your details to a suitably authorised insurance broker who can provide you with regulated advice.
Once your details are passed to an FCA-authorised firm, that firm becomes the Data Controller of your personal data and will process your information in line with their own privacy policy.
Information we collect
We may collect:
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Your contact details (name, phone number, email address).
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Basic details relevant to your enquiry (e.g. cover needs, age group, family situation).
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Technical information (IP address, browser type, device type, website usage statistics).
How we use your information
We use your information to:
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Pass your enquiry to an FCA-authorised insurance broker who can provide regulated advice.
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Communicate with you about your enquiry.
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Improve our website using analytics and cookies.
We may receive a fee for making an introduction.
Lawful basis for processing
Our processing is based on:
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Consent – when you submit an enquiry form, you consent to us sharing your information with an authorised broker.
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Legitimate interests – for fraud prevention, analytics, and improving our website.
Data sharing
We may share your personal data with:
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FCA-authorised brokers and advisers who can provide regulated insurance advice.
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Our service providers (e.g. website hosting, analytics providers).
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Regulators or authorities where legally required.
We do not sell your personal data to unauthorised third parties.
Data retention
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Enquiries not passed to a broker: deleted after 90 days.
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Enquiries passed to a broker: retained for up to 12 months to manage our introducer relationship.
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Technical/analytics data: retained in line with the policies of our analytics providers.
Cookies and analytics
We use cookies and Google Analytics to help understand how visitors use our website. You can manage or block cookies in your browser settings. Please note that blocking cookies may affect website functionality.
Your rights
Under UK data protection law, you have the right to:
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Access the personal data we hold about you.
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Request correction of inaccurate or incomplete data.
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Request deletion of your data.
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Restrict or object to processing.
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Request transfer of your data to another provider.
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Withdraw your consent at any time.
Contact us
If you have any questions or wish to exercise your data rights, please contact:
The Data Protection Officer
Nesto Mortgages Ltd
Grove Chambers, Basecamp, 36 Green Lane, Wilmslow, England, SK9 1LD
Email: info@nesto.co.uk
Tel: 0161 526 0744
Complaints
If you are not satisfied with how we handle your data, you have the right to complain to the Information Commissioner’s Office (ICO): www.ico.org.uk